Section 80U Exemption

Section 80U Disability Deduction Calculator

Compute flat tax deduction under Section 80U for resident individual taxpayers suffering from disability or severe disability.

Individual Taxpayer Profile

Section 80U deduction is independent of actual medical expenditure or insurance receipts.

Section 80U Output Old Regime

Eligible 80U Deduction ₹75,000
Net Taxable Income ₹8,25,000
Estimated Tax Saved ₹15,600

Deduction directly offsets gross total income before arriving at total tax liability.

Section 80U Tax Deduction Rules & Conditions

Section 80U of the Income Tax Act, 1961 provides a flat statutory tax deduction to a resident individual who is certified by a recognized medical authority to be a person with disability or person with severe disability.

Recognized Disabilities Under Rule 11A

Disabilities covered under Section 80U include blindness, low vision, leprosy-cured, hearing impairment, locomotor disability, mental retardation, mental illness, autism, and cerebral palsy as defined under Persons with Disabilities Act.

Mutual Exclusivity with Section 80DD

If an individual claims tax deduction under Section 80U in their personal return, no family member (parents, spouse, siblings) can claim deduction under Section 80DD in respect of the same individual for that assessment year.

Section 80U Deduction Slab Rates

Disability Category Percentage Impairment Statutory Deduction Amount Documentation Required
Person with Disability40% to 79%₹75,000 (Flat)Form 10-IA / Medical Certificate
Person with Severe Disability80% or more₹1,25,000 (Flat)Form 10-IA from Govt CMO/Civil Surgeon

Frequently Asked Questions

Is Section 80U deduction allowed for NRIs?

No. Section 80U deduction is available exclusively to resident individuals in India.

How often must the medical disability certificate be renewed?

If the condition is certified as temporary, the certificate is valid for the specified period. If certified as permanent, the certificate remains valid indefinitely.

Can Section 80U deduction exceed total taxable income?

No. The aggregate deduction under Chapter VI-A (including Section 80U) cannot exceed Gross Total Income (GTI). It cannot create a negative income or carry-forward loss.

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