Section 194-I & 194-IB

TDS on Rent Calculator (Section 194-I & 194-IB)

Compute TDS on rent for commercial properties, residential buildings, machinery leasing, and individual rent payments exceeding ₹50,000 per month.

Tenant Type & Rental Category

Threshold Exemption Rules

Section 194-IB applies to Individuals / HUFs paying rent exceeding ₹50,000 per month (or part of month). No TAN required; filed via PAN-based Form 26QC.

TDS Computation Sec 194-IB (5%)

Total Annual Rent Payable ₹7,20,000
TDS Rate Applied 5.00%
Total TDS to Deduct ₹36,000
Net Rent Paid to Landlord Gross Rent - TDS
₹6,84,000

Deposit TDS within 30 days from end of the month in which deduction is made using Form 26QC challan.

Section 194-I vs Section 194-IB: TDS on Rent Guidelines

The Income Tax Act mandates deduction of tax at source on rental payments under two distinct sections based on the nature of the payer and tax audit applicability.

Section 194-I (Business / Tax Audit Payers)

Applies to companies, LLPs, firms, and individuals/HUFs liable to tax audit u/s 44AB.
Threshold: Annual rent exceeding ₹2,40,000 per payee.
Rates: 10% on land/building/furniture and 2% on plant/machinery leasing.
TAN Requirement: Mandatory to obtain TAN and file Form 26Q quarterly.

Section 194-IB (Non-Audit Individuals / HUFs)

Applies to salaried employees and individuals not covered by tax audit.
Threshold: Monthly rent exceeding ₹50,000 per month (or part of month).
Rate: Flat 5% (deducted once a year in March or month of vacating).
No TAN Needed: Deposited via PAN-based Challan-cum-Return Form 26QC.

TDS on Rent Comparison Matrix

Parameter Section 194-I (Land & Building) Section 194-I (Machinery) Section 194-IB (Individual/HUF)
TDS Rate (With PAN)10%2%5% (Post-amendment)
Threshold Limit> ₹2,40,000 / Year> ₹2,40,000 / Year> ₹50,000 / Month
TAN ObligationMandatory TANMandatory TANNo TAN (PAN based)
Challan FormITNS 281 (Form 26Q)ITNS 281 (Form 26Q)Form 26QC (Form 16C)

Frequently Asked Questions

When is Section 194-IB TDS deducted during the year?

TDS under Section 194-IB is deducted once a year in the last month of the financial year (March) or the last month of tenancy if the property is vacated earlier.

What is the cap on Section 194-IB TDS if the landlord has no PAN?

Under Section 194-IB proviso, if the landlord does not have a PAN, TDS is deducted at 20% under Section 206AA, but the total TDS amount cannot exceed the rent payable for the last month of the tenancy.

Is TDS applicable on advance rent and security deposit?

TDS is deductible on advance rent. However, refundable non-interest bearing security deposits do not attract TDS as they do not represent income to the landlord.

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